Member Benefits

To us, you’re more than just a number – you are a member and an owner.

Owning a member share means you have a say in how things are done and your opinion really does matter. Not to mention you will share in the profits, just take a look at member rebates and dividends paid over the years.

Plus, the Credit Union is all about choice. We offer a full range of products and services, including savings and chequing accounts, personal, commercial and farm lending, term deposits, Index-Linked deposits, Mutual Funds through Credential Asset Management Inc, Mastercard™ and more.

Another benefit is our unsurpassed service. Serving People with People really sets the tone for how business is run. Our members aren’t divided into profitable and non-profitable members like many other institutions and lending decisions are made on site by staff who know the local economic situation.

Our community re-investment program also speaks volumes of our commitment to our community. We are committed to strengthening the community and the membership that has helped us grow to where we are today.

Membership is open to everyone and we welcome you to experience Banking Like it Used to Be!


Date
(Oct. 31)


Dividend Paid


Personal Loan Interest
Rebate Paid


Personal Mortgage
Interest Rebate Paid


Lambtonline
Interest Rebate Paid

1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019

5.00%
4.25%
4.00%
4.35%
4.80%
4.75%
4.00%
3.40%
3.25%
3.00%
3.00%
3.25%
3.70%
3.50%
1.70%
1.05%
1.15%
1.25%
1.00%
1.10%
1.00%
1.00%
1.00%
1.20%
1.75%
4.25%
3.50%
3.50%
4.25%
5.00%
5.00%
5.25%
6.25%
7.25%
7.25%
12.00%
15.00%
16.00%
16.00%
10.00%
5.50%
4.00%
4.00%
3.00%
3.00%
1.50%
1.50%
1.50%
1.70%
2.30%
2.125%
1.75%
1.75%
2.00%
2.50%
2.40%
2.625%
3.00%
3.40%
3.40%
3.75%
5.00%
6.00%
5.00%
3.50%
1.75%
1.50%
1.50%
1.00%
1.00%
0.50%
0.50%
0.50%
0.60%
1.05%
2.125%
1.75%
1.75%
2.00%
2.50%
2.40%
2.625%
3.00%
3.40%
3.40%
3.75%
5.00%
6.00%
5.00%
2.00%
1.00%
0.75%
0.75%
0.40%
0.40%
0.20%
0.25%
0.25%
0.35%
0.50%
   

Mutual funds are offered through Credential Asset Management Inc.